Thursday, September 23, 2010

5 Things You Absolutely Must Do Before Shopping For an Auto Insurance Quote

By  Terry Schierer

Shopping for an auto insurance quote should be a quick experience but unfortunately like a number of things in this life it has been made amazingly difficult. You can go to the internet and receive a quote in a matter of minutes but you will pay way more than you need to.
Computer sites can't give a discounted auto quote, they don't dare put a cheap auto insurance rate on there site for fear some hacker would figure out how to get the cheap car insurance quote and be peddling the secret on eBay within minutes. So the only thing you can get from the computer site is a fast expensive vehicle insurance quote.

If you're like me you want to pay as little as possible for a quality car insurance policy. Trust me as a father of 8 kids who all have drivers licenses, getting the lowest cost rate for auto insurance is important if not just plain crucial.
So by trial and error I have devised these 5 steps to get discount auto insurance rates on quality vehicle insurance every time you ask for a quote. Here are those 5 Crucial steps:
Thing You Must Do #1: Contact Your Local car insurance agents. There are the only ones who can make a judgement to give you a affordable rate. Not their secretaries, not their office managers only the local agent. The reason why only the local auto agent? The discount is almost always going to come out of their profit and they are the only one that can make that decision.

Thing You Must Do #2: Fill out one form and send that form to five or six of the sharpest auto insurance agents in your surrounding area. Don't bother going to their office, the chances of talking to the agent themselves is slim to none. You will just get referred to a secretary or account manager and as I said they can't give you a discount. Only the local agents are auto insurance discounters.

Thing You Must Do #3: You must get the local agents to compete against each other. Remember these local vehicle insurance agents might be best friends at the local chamber meetings but get them competing for a car insurance quote and they can be very competitive. They don't like to lose, especially to their friends. When auto insurance agents compete you win!

Thing You Must Do #4: Choose the quote that you like best. Within a little bit you will receive low cost vehicle insurance quotes from these agents. Simply pick out the one that you like best.

Thing You Must Do #5: Relax and enjoy life knowing that you are receiving the cheapest vehicle insurance possible on quality car insurance. Sometimes the calm from knowing that you got the lowest rate possible is worth more than the all the rest.

Well there you have the 5 must do things to receive an car insurance quote that is truly the best. Here's the link for   rel=nofollow []auto insurance quote where you can go fill out that one form and we will see that the hungriest local agent in your hometown receive that quote request. After that sit back, relax and smile knowing that you have done every thing possible to get the best auto insurance quote for you and your family.
The author has put together a website where you can go to submit that one quote and immediately get it into the hands of sharp local agents. The authors web site is:

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Friday, September 10, 2010

Auto Insurance Quotes - Guide to Finding the Cheapest

By Cesar Diaz

Consumers should keep two important factors in mind when searching for an auto insurance company.  First of all, we all want to obtain a cheap auto insurance company, but what most of us ignore is the quality.  It is important to make sure that not only do you find a cheap auto insurance company, but a company that will give you the expected customer service.

You're probably wondering why your friend or family member is getting such a cheap auto insurance quote from a certain insurance company, but when you called to get your quote, it was outrageously expensive.  Many of us may not realize that although a particular driver is getting the best rates from one auto insurance company, it can also be the most expensive insurance company for you.  Each auto insurance company will give different auto insurance quotes for different driver categories.  You may or may not fall into a preferred category of a certain auto insurance company.  If you don't, most likely the auto insurance quote you get from them will not be cheap.  In the other hand, if you do fall into an insurance companies preferred category, you're quote will be among the cheapest.

That is why it is important to obtain several auto insurance quotes from multiple companies.  The bottom line is that you need to find out which auto insurance company will offer the category that you fall into, the cheapest possible quote for auto insurance.

Although there are many companies out there, you don't have to pick up the phone and call each auto insurance company individually to obtain your auto insurance quote.  Thanks to technology, you can now log into many auto insurance websites and with one simple process, obtain an auto insurance quote from several companies.  Some websites also allow you to purchase the auto insurance online and print your proof of insurance immediately.

You should take the time to look into the history and stability of any auto insurance company that you obtain a quote from in order to make sure you are not purchasing insurance from a company that will not give you the run around when it comes to providing service.  All insurance companies are given a letter grade by AM Best, a rating company, with an "A++" being the best rating possible"A" being the best and so forth.  AM Best is a company that assigns the grading system, you may want to inquire about an insurance company's grade before you decide to buy auto insurance through them.

Once you found your cheapest auto insurance quote and have inquired on the background and quality of an insurance company, feel comfortable with your decision of buying your auto insurance policy online.  If you buy your auto insurance online, you may have the benefits of managing your insurance policy right from the comfort of your home.  That includes making your premium payments, making changes to your policy and even filing insurance claim online. Get Auto Insurance Quotes Here

Copyright (c) 2007 Cesar Diaz

One such website is which allows you to obtain an []auto insurance quotes from multiple quality auto insurance companies. You can even buy auto insurance online and receive instant proof.

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Affordable Auto Insurance

By Terry Ross

It's amazing how much you can save on your auto insurance if you are prepared to shop around and if your are looking for affordable auto insurance then there is no better place to start than on the internet.

A good percentage of motorists are paying auto insurance premiums that are just too high because they fail to get competitive quotes when it comes to renewal time. There are plenty of insurance companies that offer more affordable auto insurance if you are prepared to take a little time to look around.

I know people that have seen nearly a 50% drop in auto insurance premiums just by swapping to a more affordable auto insurance provider.

A lot can change in just a year so just because you believe you got the best possible quote when you took your auto insurance policy out it doesn't mean that you have the most affordable auto insurance now.

    For a start you have another year's no claims and you may have changed your car and just used the same auto insurance company for speed and ease. However, even if your auto insurance provider offered you the most affordable solution for one car it doesn't mean to say that you won't get a more affordable auto insurance quote if you have changed your car.  

o    Then there are new auto insurance providers coming into the industry all the time and others may have changed their pricing structure in order to gain a bigger percentage of the auto insurance market.

o    Your existing auto insurance company may have decided to increase their premiums at a higher rate than their competitors which could mean that you can get more affordable auto insurance through another auto insurance provider.

o    You may have changed the number of named drivers or the youngest driver on your auto insurance policy may have reached a milestone age which will help make your auto insurance more affordable.

o    You may have moved house into an area which insurance companies deem safer and will be prepared to offer you a more affordable auto insurance premium.

There is any number of reasons why you should always seek competitive insurance quotes and just because you have been saddled with high car insurance premiums in the past it doesn't mean to say you shouldn't seek more affordable auto insurance in the future. Get Auto Insurance Quotes Here
Use the internet as a good starting point prices on the net are getting more and more competitive with discounts being offered if you buy your auto insurance online. If you aren't sure which companies to get affordable auto insurance quotes from first you might want to try a couple of the larger insurance companies who have been in the auto insurance business for a considerable period of time such as Progressive Insurance or State Farm Insurance.

Happy hunting, go experience the pleasure of snapping up a bargain, your quest for affordable auto insurance could leave you with a lot of spare cash to burn!

For more about []auto insurance visit

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